Markets › Compare › XRP vs USDC

XRP vs USDC — XRP/USDC Comparison

Side-by-side market data for XRP and USDC, updated continuously.

XRP (XRP) has a larger market capitalization than USDC (USDC) — about 1.2× bigger. XRP is ranked #5 and USDC is ranked #6 by market cap.

MetricXRP (XRP)USDC (USDC)
Price$1.34$0.9996
Market Cap$84.49B$72.66B
Rank#5#6
24h Change+0.79%-0.02%
7d Change-0.15%-0.01%
24h Volume$2.65B$23.04B
All-Time High$3.65$1.04
Circulating Supply63,129,671,205 XRP72,689,652,717 USDC

Performance: XRP vs USDC

PeriodXRPUSDC
1 hour-1.35%-0.01%
24 hours+0.79%-0.02%
7 days-0.15%-0.01%
30 days-7.94%-0.03%
1 year-47.64%-0.02%

XRP vs USDC: The Analysis

XRP (XRP) and USDC (USDC) sit at very different scales: XRP is ranked #5 with a 4.18T ₺ ($84.49B) market cap, about 1.2× the 3.59T ₺ ($72.66B) of USDC (#6). A larger cap generally means deeper liquidity and lower volatility, not a better investment.

Over the past year, XRP is down 47.64% and USDC is down 0.02% — USDC has clearly led.

XRP trades 63% below its all-time high of R$180 ($3.65), while USDC is 4% below its R$51,58 ($1.04) peak — one gauge of how much each has recovered.

By use case, XRP is associated with Smart Contract Platform, Layer 1 (L1), and USDC with Stablecoins, USD Stablecoin — so they are not necessarily direct substitutes.

XRP to USDC Conversion

AmountEquivalent
1 XRP1.3406 USDC
1 USDC0.74595000 XRP
10 XRP13.4057 USDC

Based on live prices: XRP R$66,26$1.34, USDC R$49,43$0.9996. A market exchange may differ.

Volatility & Drawdown

MetricXRPUSDC
30-day volatility (annualised)——
All-time highR$180,49$3.65R$51,58$1.04
From all-time high-63.29%-4.16%

Volatility is the standard deviation of daily returns over the last 30 days, annualised. Higher means larger price swings. Not a measure of quality or risk-adjusted return.

Price Charts

XRP (XRP)
—
USDC (USDC)
—
What is the difference between XRP and USDC?

XRP (XRP) has a larger market capitalization than USDC (USDC) — about 1.2× bigger. XRP is ranked #5 and USDC is ranked #6 by market cap. XRP trades at R$66,26$1.34 and USDC at R$49,43$0.9996. XRP is categorised under Smart Contract Platform, Layer 1 (L1).

Which is bigger, XRP or USDC?

XRP is larger, with a market cap of 4.18T ₺ versus USDC's 3.59T ₺ — roughly 1.2× bigger.

Which has performed better recently?

Over the last 7 days, XRP is down 0.15% and USDC is down 0.01%. Over a full year, XRP is down 47.64% versus down 0.02% for USDC. Past performance does not predict future results — this is not financial advice.

How many USDC is 1 XRP worth?

At current prices, 1 XRP is worth about 1.3406 USDC, and 1 USDC is worth 0.74595000 XRP (XRP R$66,26$1.34, USDC R$49,43$0.9996).

Could USDC overtake XRP's market cap?

For USDC to reach XRP's current 4.18T ₺ market cap, its price would need to rise about 1.2× to roughly R$57,48$1.16 per USDC (at today's supply), with XRP staying flat. That is a hypothetical, not a prediction.

Is XRP a better investment than USDC?

We don't give investment advice and can't say which is "better" for you — it depends on your own research, goals and risk tolerance. The data above compares their size, performance, volatility and use case so you can judge for yourself. Crypto is high-risk; see our disclaimer.

XRP data · USDC data · Information only — not financial advice. A larger market cap does not mean a better investment.